Banking the Unbanked always refers to human beings and their enablement to participate in the global financial system by providing them with bank accounts. In this post, I argue for banking unbanked devices, i.e. machines, that are connected through the internet — the Internet of Things IoT. Globalization has made our world a smaller place: through the internet we know everything what happens somewhere within minutes, through air travel we can personally
Mankind seems to have reached a crossroads. At environmental, political, and economical levels more and more urgent hazard warnings appear. Man has to cope with this high-speed change, and there are many well-intended activities already under way. However, what we need to survive exceeds fast-track rescue plans and well-meant community engagement. We have to bethink ourselves of our inherent abilities and leverage our entire skill set — we need a Mindful Revolution.
It is said that a brain‘s size positively correlates with its host‘s level of intelligence. The ability of human beings to use tools in very elaborate ways, to create art or to invent and tell stories to each others, seems to prove a certain supremacy over other creatures. As long as we won‘t have discovered supernatural life, humans regard themselves as being the pride of creation. Ok, then — all is fine!
At school, I was never good in maths. At the university, I was interested in statistics, but only marginally. Honestly, I started tu learn about the beauty of maths many years later, when working with more intelligent people than me who understand computers and data, in general. After I started working on Blockchain and other distributed ledger technologies in 2014, I began to realise that some aspects of maths, such as game theory or category theory,
A change agent is a person from inside or outside the organisation who helps an organisation transform itself by focusing on such matters as organisational effectiveness, improvement, and development. This is, what the dictionary says. For me, change agents are everywhere, and always behind the next corner. My behaviour could be defined as my actions based on several given different preconditions, such as my environment, my state of mind and health,
From the early days of capitalism, when from 1633 the Hollandische Mercurius referred to capitalists as the owners of capital, on to David Ricardo who, in his Principles of Political Economy and Taxation is seen as the one who actually coined the term capitalism, until today: the structure and behavior of the enterprise as the main capitalist entity, hasn’t changed that much. With the advent of blockchain technology, the evolution of
The days between X‑Mas and New Year’s Eve are somewhat special for me: formally, I decide not to work, and most part of the day that’s true. But since I have been an entrepreneur all my life, there’s no distinct line between business and non-business, these days provide the time for reflections — how was the past year? — and for thoughts about goals and instruments for the approaching next year. Mostly,
If you’re responsible for new product development in your company, you will be familiar with the several steps of that process. Experts mostly separate the new product development process into seven or eight steps, starting with idea generation and finishing with a post launch review. The fact that more and more things become smart; i.e. they either feature some intelligence or they are connected and controlled through the IoT, has significant