Yesterday was a great day: I could witness the operationalization of my enterprise protocol evolution model. Nobody at the MunichRe symposium specifically talked about the model. However, the symposium’s theme “Modularisation of the Insurance Value Chain” actually is the operationalised version of it. In my model, I describe the evolution of the enterprise as a development from the enterprise as an institution, over the enterprise as a platform to the enterprise as a protocol. Since enterprises